Sumeria - Simple & secure online account

from United Kingdom of Great Britain and Northern Ireland (the) 

Neobank

App store Ranking : 4.2

Founded in 2011

Private |

Sumeria app screenshoot 2
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Sumeria app screenshoot 1
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Note: This review below has been generated using AI (12/04/2025 12:37:44), based on the analysis of App Store reviews from the last 90 days. The insights provided are derived from aggregated user feedback and aim to give you an overview of the app's current performance and user sentiment. More info here 

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Summary

Recent reviews from the last 90 days: Overall sentiment towards Sumeria (formerly Lydia) is mixed. While many praise its ease of use, speed, and innovative features like virtual cards and budgeting envelopes, a significant number of recent reviews criticize the redesigned interface for being unintuitive and complicated, expressing a preference for the older Lydia app. Several users also report bugs, particularly with money transfers and virtual card access.

Pros:

  • - Easy and fast account opening and money transfers.
  • - Innovative features like virtual cards, budgeting envelopes, and integrated investment options.
  • - Real-time transaction tracking and budgeting tools.
  • - Responsive and helpful customer service.
  • - Multi-account and multi-card management.
  • - Generally low fees for basic services.
  • - Account remuneration (interest).
  • - Convenient for splitting bills and group expenses.

Cons:

  • - New Sumeria interface is widely criticized as unintuitive, complicated, and less user-friendly than the previous Lydia app.
  • - Bugs reported with money transfers, virtual card access, and app login.
  • - High fees for certain premium features (e.g., Black card) and cagnottes.
  • - Lack of some traditional banking features like check deposits and easy loan access.
  • - Occasional issues with account freezing after large transfers.
  • - Limited availability of certain features in some regions (e.g., crypto/metals in French overseas departments).
  • - Some users find the dark mode and small fonts unappealing.

Sumeria - Simple & secure online account

The online account you've been waiting for to handle everything online.


*Earn 4%*

Receive interest on all your money, even the one in your main current account, paid every month net of taxes.


*Designed to please you*

Choose the card that suits you: classic or premium black. Then choose the leather cardholder that matches your style: cowhide, python, leopard?

And after each card spend, quickly scratch your lottery ticket to see if you've won reimbursement for your payment.


*Old-fashioned 2.0*

Very simple and quick to grasp, Sumeria's banking app is nevertheless a concentration of latest-generation technology, which provides you with maximum security without compromising your everyday comfort.


*The essentials, right away*

Your bank wires are sent and received instantly, free of charge, and your payment receipts as well as your account are updated just after each transaction. So you always know where you stand.


*Simplicity through innovation*

Activate Apple Pay, to pay with your iPhone or Apple Watch, with just a gesture and securely. And pay online with a Sumeria Visa single-use card that you can create with a click, and which will self-destruct right after the payment, for guaranteed security.

The ultimate: activate the iOS widget on your locked home screen to check your balance at a glance.


*Your money, simply*

Always pay with your Sumeria card, even at the other end of the world, and even if it’s in an unpronounceable currency. You'll never have any surprises since there are no exchange fees.

And become an organization expert by simply using multiple budget envelopes for your shopping or vacations.


*Guaranteed security*

Sumeria is an independent European institution, founded in 2011, and approved by the French bank regulator to provide payment and financing services. Like in all banks, your money is covered by the FGDR, up to €100,000.


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Open now one or more online accounts, for you, your couple, your family, or your roommate, without any commitment, and for free. You'll receive your card at home in a week. And if you need assistance, an advisor will accompany you.


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Simple and effective Vil001395

The best of the best Slidouing

Super practical Moïse37

No hassle Samsam592001

Awesome Zod640

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