Discover the highest interest rates offered by Swiss banks and financial institutions.
The interest rate set by a national bank, often referred to as the central bank, is essentially the cost of borrowing money in the economy. This rate influences the cost of money for commercial banks, as it determines the rate at which they can borrow funds from the central bank.
The rates offered by commercial banks on loans and deposits are directly linked to the central bank's rate. When the central bank raises or lowers its rate, commercial banks adjust their loan interest rates (such as mortgages, personal loans, etc.) and savings account rates accordingly. Thus, the central bank’s interest rate serves as a benchmark for the entire financial system, influencing both the cost of credit and the returns on savings.
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