As someone who's passionate about helping others make smarter financial decisions, I want to share a genuinely valuable tip that could save you money every month. If you're currently using Postfinance or considering it, there's a better alternative you should know about: Yuh.
What is Yuh?
Yuh is actually a joint venture between Postfinance and Swissquote, combining the reliability of traditional Swiss banking with modern digital convenience. Think of it as getting the best of both worlds – the trust of established banks with the innovation of a modern financial app.
Why I Recommend Making the Switch
Let me break down why I believe Yuh is worth your consideration:
1. Immediate Monthly Savings
The most immediate benefit you'll notice is saving CHF 5 every month compared to Postfinance's first package. While this might not sound like much at first, it adds up to CHF 60 per year – that's a nice dinner out or a contribution to your savings!
2. Better Interest Rates
Here's something that really caught my attention: Yuh offers a 0.25% interest rate compared to Postfinance's 0.10% (at the time of writing). In today's financial climate, that's a significant difference that helps your money work harder for you.
3. Seamless Transition
If you're already a Postfinance or Swissquote customer, opening a Yuh account is remarkably simple. You can use your existing bank login credentials, making the switch process quick and painless. No need for lengthy paperwork or complicated procedures.
4. Practical Features
With Yuh, you get one free withdrawal per week, which for most people is perfectly sufficient for managing their daily finances. The app is intuitive and user-friendly, making it easy to handle your money on the go.
5. Earn Swissquoin (SWQ) Rewards
Here's an exciting bonus that makes Yuh even more attractive: you earn Swissquoin (SWQ) tokens just by using the app! Here's how it works:
- Get 250 SWQ when you make your first deposit of 500 CHF
- Earn 5 SWQ for each trade you make
- Receive 1 SWQ for every transaction with your Yuh Mastercard
What makes Swissquoin particularly interesting is that it's backed by real value. Yuh is investing 0.25 CHF per month per active customer behind the token, which means the token's value has potential for growth over time. It's like getting rewarded twice – once with the tokens, and again as their value increases!
Ready to Make the Switch?
If you're convinced (and I hope you are!), I've made it easy for you to get started. Simply use this link to open your account: www.neobanque.ch/go/yuh/
Important: When signing up, don't forget to use the Referral Code: 381je3 and make an initial deposit of 500 CHF to get started and get 250 Swissqoins
A Personal Note
Running this website and providing financial advice is my way of helping others make better financial decisions. When you use my referral link, you're not just helping yourself – you're also supporting the maintenance of this platform, allowing me to continue providing valuable financial insights and recommendations to our community.
Final Thoughts
I genuinely believe in the value Yuh offers, which is why I'm sharing this recommendation with you. It's rare to find a banking solution that combines cost savings, better interest rates, and user-friendly features all in one package. Why keep paying more when you could be saving and earning more instead?
Have you made the switch to Yuh? I'd love to hear about your experience in the comments below!
Remember: Smart financial decisions start with small changes. Making the switch to Yuh could be your first step toward better money management.