Alpian - All your finances in one app

from Switzerland 

Neobanque

Classement de l'App Store : 5

Fondée en 2022

Private |

Alpian est une banque numérique suisse qui allie technologie de pointe et conseils financiers d'experts. Ouvrez un compte en 10 minutes pour bénéficier de services bancaires, d'investissement et de gestion de patrimoine haut de gamme.

💸 Get 75 CHF Starting Credit (with 500CHF deposit)

Referral Code: N3OBNK
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Note: This review below has been generated using AI (12/04/2025 12:37:44), based on the analysis of App Store reviews from the last 90 days. The insights provided are derived from aggregated user feedback and aim to give you an overview of the app's current performance and user sentiment. More info here 

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Summary

Recent reviews from the last 90 days: User feedback indicates ongoing issues with basic functionalities like setting up recurring payments and editing recipients. Login issues and slow SWIFT transfers with poor tracking are causing concern. Despite these problems, some users praise the investment advice and ease of use, particularly for wealth management.

Pros:

  • - Wealth management features and investment advice are well-regarded.
  • - Easy to use interface for some users.
  • - Competitive FX rates.
  • - Integrated AI self-help component (though information may be outdated).

Cons:

  • - Lack of basic functionalities like recurring payments, editing payment recipients, and payment date scheduling.
  • - Login issues preventing account access.
  • - Slow and poorly tracked SWIFT transfers, with payments disappearing from the app.
  • - Unreliable and unprofessional customer support, with agents failing to follow up on promised actions.
  • - Concerns about technical capabilities and reliability, especially for larger transactions.
  • - Rudimentary payment features.

Alpian - All your finances in one app

Get your free Swiss multi-currency bank account with 1% interest on CHF, EUR, USD, great exchange rates, and personalised investment solutions


Experience the bank engineered to make your money work for you. Spend, save, exchange money, and invest all in one app. Download now, open your account in under 10 minutes, and enjoy 6 months free!


Why Alpian?


We are making banking better by designing all our features and products focusing on your success. Just like a private bank, but accessible to everyone. As a fully regulated Swiss bank by FINMA, you can be sure we operate with the highest standards of security and safety in the country.


Banking with Alpian means:


- Paperless and quick account: Open your free account in less than 10 minutes.

- Multi-currency account: Manage, pay, save, send, and exchange in CHF, EUR, USD, and GBP with the best rates in Switzerland.

- Superior foreign currency exchange rates: Send money in 19 currencies, pay abroad with your card with zero commission per transactions, and exchange between CHF, EUR, USD, and GBP free of charge.

- Virtual cards: Create multiple fully digital debit cards to pay online and in stores with more security.

- High interest rates: Earn monthly interest on your savings with no withdrawal restrictions or penalty fees. We’re the only Swiss bank that pays you every month instead of at the end of the year.

- Deposit protection up to CHF 100,000.

- Contactless payments: Use Apple Pay for secure transactions.


Investing with Alpian means:


Professional investment solutions at accessible costs that outperform traditional banks and individual traders. Manage your daily cash and investments in the same app with complete overview of your portfolio and performance, level of exposure, etc.


- Unique portfolios: Tailored investment strategies based on your investor profile. No standard profiles – each one is customised for you.

- Expert advice: Unlimited video calls with wealth advisors for personalised guidance. Our advisors have an outstanding rating of 4.98 out of 5 because they truly focus on you and don't try to sell you products.

- Flat fee: One flat annual fee without hidden transaction costs.

- Flexible investment solutions:


1) Managed by Alpian: Delegate your investment strategy to our experts for optimal returns. Our team will adjust your portfolio according to your risk capacity and market fluctuations.

2) Guided by Alpian: Invest independently with professional insights and support. Use our tools to make informed investment decisions and consult with our advisors whenever needed.


Security you can trust


As a fully regulated Swiss bank by FINMA, we uphold the highest security standards. Customise your security settings directly in the app – lock and unlock your card, change your PIN, set spending limits, and hide sensitive data.


Requirements to open an account


To open an account, you must be a Swiss tax resident over 18 years old, have a valid ID card or passport. To activate the account, you must make a deposit of the amount of your choice.


About Alpian


Founded in 2019, Alpian received its full banking license from FINMA in March 2022 and launched in the Swiss market in October 2022. Discover more at www.alpian.com.


ALPIAN S.A. Siège social : 17 chemin des Crêts, 1209 Genève.

ALPIAN S.A
17 chemin des Crêts, 1209 Geneva

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