Revolut, the digital banking platform, has significantly enhanced its service offerings in Poland by integrating BLIK, the country's popular mobile payment system. This integration allows Revolut users to make payments and withdraw cash using unique 6-digit codes generated within the Revolut app.
What BLIK Brings to Revolut Users
The new BLIK service enables Revolut account holders to conduct various transactions in Polish złoty (PLN), including:
- Cash withdrawals at BLIK-compatible ATMs and other locations displaying the BLIK symbol
- Point-of-sale payments at physical terminals
- Online purchases through supported merchants
How It Works
To use BLIK through Revolut, customers must meet several prerequisites:
- Have an active Revolut account
- Use a mobile device with a registered phone number
- Have the Revolut app installed
- Activate the BLIK service within the app
The payment process is straightforward: users generate a BLIK code through the Revolut app, which remains valid for 105 seconds. This code can then be entered at payment terminals, ATMs, or online checkout pages to complete transactions.
Security and Limitations
Revolut has implemented several security measures to protect users:
- Only one BLIK code can be active at any given time
- Each transaction requires explicit authorization through the Revolut app
- Users must complete the transaction within the code's validity period
- Daily transaction limits apply to ensure account security
Additional Features
The service operates 24/7, with transactions processed on the same day they are initiated. Users can make payments up to their available Revolut account balance, making it a flexible payment option for day-to-day transactions.
Business Impact
This integration represents a significant step for Revolut in the Polish market, where BLIK has become a dominant payment method. By incorporating this locally preferred payment system, Revolut demonstrates its commitment to adapting to regional preferences and enhancing its service offerings in specific markets.
User Benefits
The addition of BLIK to Revolut's feature set provides several advantages for users:
- Seamless integration with existing Polish payment infrastructure
- Quick and secure transaction processing
- Flexibility in payment options
- Real-time transaction authorization
- Wide acceptance across Polish merchants and ATMs
Looking Forward
The implementation of BLIK services showcases Revolut's strategy of localizing its offerings to better serve specific markets. This move could set a precedent for similar integrations in other regions where local payment systems play a significant role in daily transactions.
Note: Users should refer to Revolut's fee schedule for any associated costs with BLIK transactions and consult the terms and conditions for detailed service information.