Vérificateur IBAN

You need an IBAN for:

• International money transfers within the SEPA zone
• Cross-border payments and transactions
• Setting up international direct debits
• Recevoir des paiements internationaux

You can find your IBAN:

• On your bank statement
• Through your online banking portal
• By contacting your bank directly
• On your bank card (in some countries)

BANs are mandatory in:

• All European Union (EU) countries
• Most other European countries
• Many Middle Eastern countries
• Several North African countries

Notable exceptions include the United States, Canada, Australia, and most Asian countries, which don't use the IBAN system.

No, an IBAN is not the same as your account number. It includes your basic bank account number along with additional information such as country and bank identifiers. Your regular account number is just one part of your IBAN.

Using an incorrect IBAN can result in:

• Payment delays
• Additional bank charges
• Transactions échouées
• Money being sent to the wrong account

Always double-check the IBAN before making a transfer. Most banks will verify the IBAN format, but they cannot verify if it belongs to your intended recipient.

The IBAN system includes several security features:

• Check digits to validate the entire number
• Standardized format for error prevention
• Country-specific validation rules
• Bank identifier verification

However, like any banking information, your IBAN should be shared only with trusted parties for legitimate transactions.