Dave - Cash advance & banking

from United States of America (the) 

Neobank

App store Ranking : 4.8

Founded in 2016

Public | NASDAQ:DAVE 1.1B USD

Looking for the best mobile banking app? Millions of people use Dave for cash advances, side hustles, and banking accounts with fewer fees. Make the switch!

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Note: This review below has been generated using AI (12/04/2025 15:03:53), based on the analysis of App Store reviews from the last 90 days. The insights provided are derived from aggregated user feedback and aim to give you an overview of the app's current performance and user sentiment. More info here 

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Summary

Recent reviews from the last 90 days: Overall sentiment towards the Dave app is extremely negative, with a surge of recent complaints about new fees and changes to the advance system. Many users feel the app has become greedy and predatory, with excessive charges for smaller, split advances. Users are frustrated with poor customer service and unexplained account issues.

Pros:

  • - Fast cash advances when they work.
  • - Easy to use app interface.
  • - Some users report a positive impact on credit scores.

Cons:

  • - New Service Fees: Implementation of a mandatory 5% or $15 service fee per advance, often split into two transactions, resulting in double charges. This is a significant source of recent negative feedback.
  • - Reduced Advance Amounts: Many users report significant reductions in their available advance amounts without explanation, even with consistent income and repayment history.
  • - Inconsistent Payback/Re-advance System: Problems with the app processing repayments and allowing new advances on the same day, even with consistent payday schedules.
  • - Poor Customer Service: Numerous complaints about unhelpful and unresponsive customer service, especially regarding account issues and fee disputes.
  • - Unexplained Account Closures: Reports of accounts being closed randomly without explanation or recourse.
  • - Misleading Information/Hidden Fees: Users feel misled by advertised maximum advance amounts and hidden fees.
  • - Issues with Bank Account Connection: Difficulties connecting and disconnecting bank accounts, leading to unauthorized charges and difficulty closing accounts.
  • - Inaccurate Pay Date Detection: The app sometimes misinterprets pay dates, leading to premature withdrawals and overdraft fees.

Dave - Cash advance & banking

If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!


Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.


Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.


GET $500 IN 5 MINUTES OR LESS

Remove extra stress with an ExtraCashTM advance. You could get up to $500 after you download Dave, link a bank account, and transfer it to your Dave Spending account. (1) There’s no credit check or interest. There’s also no late fees if you can’t settle on time.


For more information, please visit dave.com/extra-cash-account


SPEND YOUR ADVANCE INSTANTLY

Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).


GET PAID UP TO 2 DAYS EARLY

With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.


SAVE EFFORTLESSLY

A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.


FIND YOUR SIDE HUSTLE

Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more.


OUR MEMBERSHIP FEE

There’s a small monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.


Disclosures related to the Dave app


1 Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Spending Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for details.


2 Express delivery fees apply to instant transfers.


3 Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be made available up to 2 business days in advance.


General Terms

See the Dave Spending Deposit Agreement and Disclosures (https://dave.com/deposit-agrement), Dave Goals Deposit Agreement and Disclosures (https://dave.com/account-agreement-goals), and Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for account terms and fees.


Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.


All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.


Physical address: 1265 S Cochran Ave, Los Angeles, CA

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