Envelope - Spend and save with 4.55% APY*

from United States of America (the) 

Neobank

App store Ranking : 4.7

Founded in 2022

Private |

Envelope - Envelope budgeting made simple

Envelope app screenshoot 2
Device frame
Envelope app screenshoot 1
Device frame

Note: This review below has been generated using AI (), based on the analysis of App Store reviews from the last 90 days. The insights provided are derived from aggregated user feedback and aim to give you an overview of the app's current performance and user sentiment. More info here 

Emoji icon 1f64c.svg

No review yet

Envelope - Spend and save with 4.55% APY*

Envelope is the banking app that gives you total control of your finances.


We've designed the app from the ground up for the personal finance power user. Best-in-class envelope budgeting, instant transaction notifications, separate virtual & physical cards, and built in joint accounts give you the tools you need to take your finances to the next level.


* Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Annual Percentage Yield (APY) of 4.55% is effective as of 2/14/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account.

Ratings and reviews

See what others are saying before you choose your neobank.

Envelope Alternatives

F.A.Q.

Got questions? We've got answers.

Affiliate Disclosure Instead of banner ads and paywalls, Neobanque makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.