Trading 212 - Stocks, ETFs, Forex, Gold

from United Kingdom of Great Britain and Northern Ireland (the) 

Broker

App store Ranking : 4.8

Founded in 2013

Private |

Trading 212 app screenshoot 2
Device frame
Trading 212 app screenshoot 1
Device frame

Note: This review below has been generated using AI (12/04/2025 15:03:53), based on the analysis of App Store reviews from the last 90 days. The insights provided are derived from aggregated user feedback and aim to give you an overview of the app's current performance and user sentiment. More info here 

Emoji icon 1f64c.svg

Summary

Recent reviews from the last 90 days: User sentiment is largely negative due to recent updates impacting the portfolio view and return calculations. Users find the new "rate of return" metric confusing and unhelpful, preferring the previous display showing total investment and simpler percentage gains. Technical issues, including app crashes during registration and persistent notifications, are also frequently reported.

Pros:

  • - High interest rate on uninvested cash (4.9% at the time of these reviews).
  • - User-friendly interface (prior to recent updates).
  • - Wide range of investment options, including fractional shares and pies.
  • - Auto-invest and direct debit features.
  • - Good educational resources and practice mode.
  • - Generally smooth app performance and transactions (outside of reported issues).

Cons:

  • - New portfolio view and "rate of return" metric: Users find it confusing, misleading, and less informative than the previous version. They want the option to revert to the old display or have a toggle.
  • - App crashes: Multiple reports of app crashing during account registration, making it impossible for some users to even get started.
  • - Technical issues: Persistent notifications, login problems ("no connection" errors), chart freezing, and slow order execution.
  • - Poor customer service: Users report unhelpful automated responses, slow response times, and difficulty contacting support directly.
  • - Lack of clarity on some features: Confusion around transferring ISAs, limited information on dividends, and difficulty liquidating individual assets from pies.
  • - Social features need improvement: Issues with username changes, unhelpful notifications, and lack of a proper chat function for specific stocks.
  • - Missing features: Requests for SIPP, JISA, and expanded ETF offerings.
  • - Concerns around account deactivation and withdrawal issues: A small number of users report trouble accessing their accounts or withdrawing funds, with accusations of poor communication and even scamming. These issues require further investigation.

Trading 212 - Stocks, ETFs, Forex, Gold

UK's #1 app for active trading & long-term investing.* (78% of retail CFD accounts lose money when trading with this provider)

Access global financial markets commission-free and hassle-free.

Start with a free, lifetime practice account with virtual money.


Trading 212 Invest & ISA:


- Unlimited commission-free trades;

- 13,000+ Real Stocks and ETFs from the UK, the US, Germany, France, Spain, the Netherlands and other;

- High interest on your uninvested cash: 5.2% on GBP, 4.2% on EUR, 5.1% on USD, and more. Paid daily. Terms apply.

- Multi-currency account: deposit, invest and earn interest in 13 currencies;

- Fractional shares, Pies and AutoInvest: create a diversified portfolio and invest automatically, reinvest dividends, or copy popular portfolios;

- Extended hours trading with fractional shares;

- Portfolio transfers: transfer shares from and to other brokers. Free of charge;

- Trading 212 community: see how others invest;

- Uncompromising, direct trade execution - we don’t sell your order flow.


Trading 212 CFD:


- 9,000+ CFDs on Stocks, Forex, Gold, Oil, Indices and more;

- Competitive spreads even at news time;

- Smooth and easy to use charts for technical analysis, powered by TradingView.


...and always an outstanding live customer service, responding within seconds.


Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.


* Based on statistics by App Annie as of January 2023.



Zero commission refers to no broker fee being charged for buying or selling shares.

FX fee of 0.15% applies when buying or selling securities denominated in a currency different from that of your Trading 212 account.



Trading 212 is the following companies:


Trading 212 UK Ltd. authorised and regulated by the Financial Conduct Authority (Register number 609146).

Trading 212 Markets Ltd. authorised and regulated by the CySEC, Cyprus (Register number 398/21).

Trading 212 AU PTY Ltd. authorised and regulated by the Australian Securities and Investments Commission (License number 541122).

Trading 212 Ltd. authorised and regulated by the FSC, Bulgaria (Register number RG-03-0237).


Seller: Trading 212

Address: Aldermary House 10-15 Queen Street, London, EC4N 1TX

Ratings and reviews

See what others are saying before you choose your neobank.

Trading 212 Alternatives

F.A.Q.

Got questions? We've got answers.

Affiliate Disclosure Instead of banner ads and paywalls, Neobanque makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.