Brazil stands out as the most competitive crypto card market globally. With three major exchanges offering cards simultaneously as of early 2025, Brazilian users have unprecedented choice in crypto payment solutions. Brazil is also notable as the exclusive global home of the Binance Card, making it the only country worldwide where Binance's crypto payment card is currently operational.
Why Brazil?
Brazil's crypto adoption story is remarkable:
- 5th largest crypto adopter globally (per Chainalysis 2025 Global Adoption Index)
- Largest crypto market in Latin America
- 63% growth in LATAM crypto adoption in 2025
- 154 million Brazilians already using Pix instant payment system
- Strong regulatory framework emerging (new licensing expected by November 2025)
Binance Card in Brazil
The Binance Card, launched in partnership with Mastercard on October 1, 2025, offers the most extensive crypto support globally.
Key Features:
- 100+ cryptocurrencies including BTC, ETH, BNB, SOL, ADA, LINK, XRP, DOT, MATIC, SHIB
- Major stablecoins: USDT, USDC, FDUSD
- Up to 2% cashback (capped at 120 BRL/~$22.59 monthly)
- Accepted at 90-150 million Mastercard merchants worldwide
- Integration with Pix payment system
- Both physical and virtual cards available
- Instant virtual card access upon approval
- Physical card delivery within 14 days
Best for: Users who want maximum crypto variety (100+), highest merchant acceptance, and Brazil-exclusive features.
OKX Card in Brazil
OKX Card entered Brazil simultaneously with Binance in October 2025, offering robust international capabilities.
Key Features:
- 40+ cryptocurrencies including BTC, ETH, USDT, USDC, OKB, and major altcoins
- Up to 2% cashback depending on tier
- Visa/Mastercard network (region dependent)
- OKX Pay ecosystem integration
- Virtual and physical cards
- Multi-country access (use card beyond Brazil)
Best for: Users already in OKX ecosystem, want international flexibility, or need access to OKX's broader trading features.
Bybit Card in Brazil
Bybit launched its physical card for Brazilian users in January 2025, featuring innovative Pix integration.
Key Features:
- 6 cryptocurrencies: BTC, ETH, XRP, USDT, USDC, TON (plus BRL fiat)
- 2% cashback on eligible purchases
- Mastercard network with 90 million+ merchant acceptance
- Bybit Card QR Pay - exclusive Pix integration (launched January 17, 2025)
- Lightning-fast payments with instant processing
- Lower transaction fees via Pix
- No annual or monthly fees
- Free issuance and delivery
- Apple Pay and Google Pay support
- Virtual card + physical card options
- Welcome offer: Deposit 100 USDT, unlock 150 BRL reward
Best for: Users who prioritize Pix integration, want no-fee structure, or are active Bybit traders.
Brazil Crypto Card Comparison
| Feature | Binance Card | OKX Card | Bybit Card |
|---|---|---|---|
| Launch Date | October 2025 (relaunch) | October 2025 | January 2025 (physical) |
| Global Availability | Brazil only (exclusive) | Brazil + multiple countries | Brazil + select countries |
| Supported Cryptos | 100+ cryptocurrencies | 40+ cryptocurrencies | 6 cryptocurrencies + BRL |
| Cashback | Up to 2% (120 BRL cap) | Up to 2% (varies by tier) | 2% on eligible purchases |
| Network | Mastercard | Visa/Mastercard | Mastercard |
| Special Integration | Pix instant payment | OKX Pay ecosystem | Pix QR Pay (January 2025) |
| Card Options | Physical + Virtual | Physical + Virtual | Physical + Virtual |
| Annual Fees | Varies | Varies by region | None |
| Issuance Fee | Yes | €5-15 (region dependent) | Free |
| Global Acceptance | 90-150 million merchants | Millions worldwide | 90+ million merchants |
| Mobile Wallet | Standard | Standard | Apple Pay + Google Pay |
| Welcome Bonus | None specified | None specified | 150 BRL (deposit 100 USDT) |
| Payment Innovation | Pix integration | Standard conversion | Pix QR Pay with instant processing |
Choosing the Right Card in Brazil
Choose Binance Card if:
- You want the most crypto options (100+ vs 40 or 6)
- You hold diverse altcoins like SHIB, DOT, or LINK
- You prefer the largest merchant network
- You're already active on Binance
- You want a Brazil-exclusive product with local focus
Choose OKX Card if:
- You're already in the OKX ecosystem
- You want international flexibility (travel often)
- You need access to OKX's advanced trading features
- You prefer multi-country card access
- You value 40+ crypto options (middle ground)
Choose Bybit Card if:
- You prioritize zero annual fees
- You want Pix QR Pay integration for instant payments
- You prefer Apple/Google Pay mobile wallet support
- You're active on Bybit exchange
- You want the welcome bonus (150 BRL)
- You mainly use major cryptocurrencies (BTC, ETH, stablecoins)
- You value lower transaction fees via Pix
The Brazil Advantage
Brazil's unique position with three major crypto cards makes it the most competitive market for crypto payments globally:
- Choice: Users can select based on ecosystem preference
- Competition: Drives better features and lower fees
- Innovation: Pix integration across multiple cards
- Adoption: Strong regulatory clarity encourages growth
- Market Size: Latin America's largest economy
The simultaneous availability of Binance (October 2025), OKX (October 2025), and Bybit (January 2025) cards signals Brazil's leadership in crypto payment adoption and may set precedents for other emerging markets.