Alpian is the perfect solution for digital natives in need of affordable currency exchange rates. As a frequent traveler in the EU and UK, I love being able to pay without additional fees directly from my all-in-one Swiss bank account. Additionally, customer support is incredibly responsive—you’re often called back within a few minutes if an issue requires further attention. On the downside, the app’s design and user-friendliness still lag behind competitors like Revolut or N26. I personally don’t use Alpian’s investment service, but it could be a good option if you’re looking for an automated strategy based on your risk profile. It functions more as a robo-advisor (similar to Selma) rather than a private investment platform. ✅ Pros: Competitive FX rates No annual fees Multi-currency account Excellent customer support ❌ Cons: App design (and lack of a desktop version) Investment service